MPI Brokers make a limited selection of pre-existing medical conditions an exclusion under the policy which means you can still buy insurance but only that condition(s) may not be covered.
We describe below the detail you may wish to ask yourself before calling our screening line and please be aware that in common with most policies this also applies to the medical conditions of a close relative and business colleague.
About your Health
Please answer these questions about yourself or relative
In the last 12 months
- have you been to A&E (Accident and Emergency)?
- has your doctor referred you to a consultant for any medical condition?
- if you are on medication; has the dosage changed and or have you been given additional medication due to a deterioration of a medical condition?
Also
- are you on a waiting list for hospital treatment?
- have you received a terminal prognosis?
- are you aware of any of the above affecting a close relative?
If you answer YES to any of the above you have two choices
If you are purchasing or have purchased a Single Trip or Annual Multi Trip Insurance Policy
- keep this insurance open but the medical condition(s) is excluded, or
- phone
If you are purchasing or have purchased a Backpacker,Longstay or Seasonaires Insurance Policy
- keep this insurance open but the medical condition(s) is excluded, or
- please complete and return this form click here
There are 3 possible answers to points 2, which are
- yes, the condition(s) is covered, or
- yes, the condition(s) is covered but with an additional premium, or
- no, we regret Underwriters are not able to extend cover to insure your medical conditions
If no, you may keep this insurance open (with medical condition(s) excluded) or you may wish to obtain terms from an alternative specialist insurance provider in which case please call MPI on 0845 180 0066
Please also read the paragraph about material facts on page 1 of the policy
